We automate, govern, and scale
Solutions
Launch and control digital banking operations faster - without sacrificing compliance or flexibility.
BitAffix provides banks with a ready environment for payments, onboarding, lending, and trade
finance. Deploy on-prem or private cloud, integrate with existing core systems, and adapt workflows
as regulations and products evolve.
• Manual, paper-heavy processes that slow down approvals and increase operational risk
• Fragmented tools across onboarding, lending, and trade operations
• Limited end-to-end auditability for regulators and internal governance
• Long change cycles whenever products, controls, or regulatory requirements change
• Data residency concerns when using external onboarding or identity services
for Banks
• Ready-to-use banking workflows with configurable rules, forms, and approvals
• Strong governance by design: audit trails, segregation of duties, and controlled exceptions
• Self-host deployment options (on-prem or private cloud) to support data residency
• Integration-ready architecture for core banking, channels, and middleware
• Reusable building blocks across departments to standardize operations
Digital Payment Solutions
Core Banking Solutions on BitAffix
Payment workflow orchestration with approvals, controls, exception handling, and audit-ready traceability - integrated with existing core and channel systems.
Accelerate payment workflow execution with secure, controlled processes that integrate seamlessly with existing banking infrastructure. Key capabilities include approval routing with dual control, rule-based controls and thresholds, exception and dispute handling, full audit logs with reporting, and API-based integration with core systems. Launch payment workflows faster without changing your core banking engine.
(End-to-End)
A ready operating layer for digital/neo banking journeys: onboarding, account lifecycle workflows, internal operations governance, and configurable service processes.
• Digital onboarding journeys
• Account lifecycle workflows
• Configurable product and policy rules
• Operational governance and approvals
• Omnichannel-ready integration
Build, launch, and evolve a neo bank without rebuilding when rules change.
A configurable loan origination workflow from application intake to decisioning and approvals - with document management and full decision traceability.
• Application intake and verification
• Credit, risk, and underwriting workflow
• Multi-level approvals and overrides
• Document management and checklists
• Decision audit trail and reporting
Turn lending into a controlled, transparent, and scalable digital workflow.
Automation
Digitize trade finance operations (LCs, guarantees, collections) with end-to-end workflow control, approvals, and structured document handling.
• Trade case initiation and tracking
• Approvals and authorization workflows
• Document and checklist management
• Lifecycle milestones and notifications
• Integration with trade and core systems
Bring speed, visibility, and governance to trade finance operations.
Facial Scanning
Self-hosted digital onboarding with facial scanning, liveness checks, document verification workflows, and exception handling - designed for data residency and auditability.
• Facial verification and liveness checks
• Document capture and verification workflow
• Case management and exceptions
• Audit logs retained within bank infrastructure
• Configurable onboarding rules and routing
Own your onboarding journey while keeping customer data under your control.
Deployment, Security, and Governance
DEPARTMENT
WHAT BITAFFIX ENABLES
Procurement & Vendor Management
Vendor onboarding, due diligence tracking, approvals, and renewals
Accounting & Finance
Controlled approvals, policy enforcement, audit-ready trails for finance operations
Information Technology (IT)
Change, release, access, and service workflows aligned with governance needs
Human Resources
Employee lifecycle workflows, approvals, and governance for internal operations
Support & Ticket Management
SLA-driven service operations with escalations and measurable performance
Middleware & Integration
API-first integration patterns to connect core systems and external services
Digitize trade finance operations (LCs, guarantees, collections) with end-to-end workflow control, approvals, and structured document handling.
Digital onboarding for retail and SME customers with self-hosted eKYC and case handling
• Straight-through or approval-based payment workflows with controlled exceptions
• Loan origination workflows that adapt by product, segment, or risk tier
• Trade finance case management with lifecycle tracking and document controls
• Operational governance across departments with standardized approvals and audit trails
Ready For Bank-Ready Workflows?
Request a BitAffix demo and we will map the workflows to your products, controls, and integration landscape.